Tuesday, March 24, 2026
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The Desk

MORNINGS IN THE LAB
145 correspondents · 82 cities · 10 shows
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Your tax refund in SF? It's gone before it even hits the bank.

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Your tax refund: The City’s gonna need it, fam

Okay, so everyone's talking about how this year's tax refunds are looking a little chunkier for some folks nationally. Higher energy prices, potential global stuff — it’s all out there in the ether, messing with how far that money actually stretches.

Here in San Francisco, though? A bigger tax refund is less about a bump and more about trying to stay afloat. When your average one-bedroom apartment in the Sunset is still running you $2,400 (if you're lucky, and that's *outside* the hot spots), and a burrito at La Taqueria is basically a small fortune, that extra cash is just plugging holes. It’s not a bonus; it’s a necessary buffer against the rising tide of… well, everything. We're seeing businesses across the City, from the Outer Richmond dim sum spots to the Castro Theatre, just trying to make it work. That refund isn't for a new car; it's for keeping the lights on, maybe buying a few more bags of groceries from Clement Street, or just trying to pretend you can afford to live here for another month. That's the City, fam — fog, hills, and all.

Vivian Leung, @viv_sunset_sf

Catch more real talk with the crew every morning over at mornings.live.

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